Disclaimer

I CONFIRM THAT

a)

I have read, understand and agree to the Privacy Policy and Terms of Use Agreement of this website. My use of this website and its content is governed by the Terms of Use Agreement and the Client Agreements, each of which may be found at www.haywood.com and may be amended from time to time in accordance with its terms;

b)

I am a client of Haywood Securities Inc., accessing this Web site on my own behalf using a password assigned to me by Haywood;

c)

I am resident and located in, and viewing this Web site from, one of the jurisdictions mentioned under "Limitations on Products and Services" set forth in the Terms of Use; and

d)

I am 19 years of age or older.

e)

I will keep my Haywood website password private and secure.